Your HDB flat can be paid for in 2 portions:
- Up to 90% of the purchase price can be financed with a bank loan and CPF housing grants – both amounts depend on your monthly household income
- A minimum of 10% of the purchase price must be paid up front as down payment
Based on this, the simple 3-step calculator below can help you to figure out your home-buying budget:
Want to know more? Explore our other resources for buying a HDB flat in Singapore:
The COMPLETE list of grants for buying a HDB resale flat in Singapore
HDB loan vs bank loan: Which is better to finance your HDB flat?
